Learn How To Use Commas Properly

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The comma is the most frequently used internal mark of punctuation. Of all the marks of punctuation, it has the widest variety of uses. Using commas with dates, addresses, greetings, names, and large numbers * Commas are used with full dates (month, day, and year) but omitted with partial dates (month and year): 1. Gas […]


Understanding Prepayment Penalties On Home Loans

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Mortgage lenders prefer certainty to chaos. Some lenders take this concept to its logical conclusion in mortgages by inserting prepayment penalty clauses. Understanding Prepayment Penalties on Home Loans When a mortgage lender evaluates a loan application, it performs a number of analyses to determine risk and profit scenarios. For many lenders, the analysis is based […]