Housing Starts Why It Won T Be Business As Usual

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Some will blame current economic pressure on a subprime market that was more enthusiastic than realistic. Housing starts are down with consumer confidence following suit. According to The Conference Board its “March [2007] consumer confidence index fell to 107.2, the lowest level since November and a decline that was larger than Wall Street expected.” The […]


The Effect The Current Subprime Loan Crisis Has On Global Markets

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Dear Fellow-Investor. “Why is it, that this subprime loan crisis has such a rippling effect on many sectors of the economy?” “Why are even companies outside the USA also affected by the U.S. mortgage crisis?” In the last 7 days I received lots of emails from my subscribers asking me questions like these, and I’d […]


A Change Is In The Market For Subprime Mortgage Loans

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The subprime market is undergoing a major change due to the recent narrowing of lender guidelines regarding applicants. Why in particular is the subprime market being targeted? Perhaps this is because the subprime market tends to experience more problems with meeting their loan obligations than other markets. Individuals who have to acquire a subprime loan […]


Subprime Mortgage Refinance And Subprime Home Equity Loans

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If you have credit problems in your past and a low credit score, if you decide you want to refinance or get a home equity loan, you will probably need to work with a subprime mortgage lender. Subprime mortgage lenders are willing to work with those with lower credit scores and past credit problems. They […]


How To Repair Bad Credit By Refinancing Your Home Mortgage

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One of the best ways to repair your bad credit is by refinancing your home mortgage. The difficult part is finding a lender for your home mortgage since your credit history is not good. Forget about the banks and other financial institutions, they will not probably accept your home mortgage. So how do we find […]


Need A Credit Card No Problem And That S The Problem

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Need a credit card? No problem! And that’s exactly the problem. In a nation where instant gratification is touted as a virtue, credit is available to anyone no matter what their credit history. This is causing personal and financial problems for many consumers who abuse the easy availability of credit and find themselves unable to […]


Need A Credit Card No Problem And That S The Problem

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Need a credit card? No problem! And that’s exactly the problem. In a nation where instant gratification is touted as a virtue, credit is available to anyone no matter what their credit history. This is causing personal and financial problems for many consumers who abuse the easy availability of credit and find themselves unable to […]


100 Financing Bad Credit Mortgages Which Loan Can You Qualify For With Poor Credit

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Various home loan programs are intended especially for homebuyers with less than perfect credit. To find a good home loan with poor credit, it is essential to choose the right lender or broker. Many new homebuyers are unfamiliar with different types of mortgages. Therefore, many assume that a down payment is required, and bad credit […]


What Are Subprime Mortgage Loans

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Subprime lending refers to the extension of credit to higher-risk borrowers, a practice also commonly referred to as “B/C” or “nonconforming” credit. Loans to subprime borrowers serve communities that may have been underserved by other lenders in the past. In recent years, subprime mortgage lending has grown dramatically, with over 90% of all subprime mortgage […]


Subprime Mortgages Information

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Undoubtedly, you’ve heard the radio commercial claiming you can get a mortgage despite having bad credit. Bad credit mortgages are better known as subprime mortgages. Subprime “Subprime” is a euphemism for a borrower who simply doesn’t qualify for a traditional home mortgage. Subprime loans used to be very difficult to get, but things changed in […]


Subprime Lenders Find Financing With A Bad Credit History

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Subprime lenders finance high risk groups to enable them to buy a home. While you need to be aware of predatory lending practice, by researching lenders you can find a mortgage loan at a reasonable rate. Bad Credit Factors Before you sign up with a subprime lender, be sure that you truly have bad credit. […]


Bad Credit Home Financing Choosing A Subprime Mortgage Lender

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In the early nineties subprime mortgages accounted for about five percent of all mortgages. Today the subprime mortgage loan sector comprises more than twenty percent of the mortgage market. With this explosion of subprime mortgage lenders and brokers, it is important to know what to look for when choosing your lender. Not only do you […]


Subprime Mortgage Lenders Differences Between Subprime And Other Lenders

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Subprime mortgage lenders specialize in offering financing to people with poor credit or riskier loans. Conventional lenders focus on low-risk loans and borrowers. While you will find better rates with conventional lenders, suprime companies offer more flexibility in requirements and loan terms. Easier To Qualify For Subprime mortgages are easier to qualify for than traditional […]


Subprime Mortgage Loans 3 Questions To Ask Your Subprime Mortgage Broker

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Subprime mortgage brokers offer a variety of mortgage loan packages from different lending companies. They can find financing for almost anyone, regardless of their credit score. Even though brokers offer a valuable service, you still need to ask questions to be sure you are getting the best deal. 1. What Is Your Fee? Before you […]


Is Your Subprime Mortgage Lender A Predatory Lender

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Subprime lenders offer financing for people with low credit scores who don’t qualify for a conventional loan. Subprime financing can be offered through traditional mortgage lenders like banks, credit unions, or mortgage lenders. There are also specialized lenders who only deal with subprime mortgages. Predatory lenders charge high fees, write loans in vague terms, and […]


How To Generate 27 Qualified Subprime Mortgage Leads Per Day

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There are several benefits to focusing on subprime mortgage leads. One good reason for generating subprime mortgage leads is that the borrowers are less likely to shop your offer. Also, the commissions on subprime mortgage loans can be quite lucrative. I’ve found that one of the best ways to generate subprime mortgage leads is by […]


Subprime Mortgages And The Refinancing Boom

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There are more than 19,000 mortgage companies in the U.S. and some of the largest and most reputable of them specialize in subprime mortgage refinancing. Steven Frank, Senior Vice President of Marketing at FlexPoint Funding identifies a subprime borrower as “someone with a FICO score below 620. He or she will pay between 1.5% and […]


Subprime Mortgage Loans What Is A Subprime Loan

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Perhaps you have seen a television commercial or billboard advertising super low mortgage interest rates. If you have good credit, you are likely a good candidate for such loan programs. On the other hand, if your credit score is low, obtaining a prime loan rate is not very feasible. In this case, a subprime loan […]