Top 5 Ways To Improve Your Credit

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Your credit rating is extremely important to your financial future, and those with a low credit rating will often find it difficult to get any sort of finance until their credit improves. This could affect your abilities to get anything from a credit card or loan to a mortgage or car finance, and as a […]


Conquer Fiscal Strain With Low Cost Debt Consolidation Loans

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Are high interests on debt consolidation loans driving you insane? If your answer is ‘YES’, then low cost debt consolidation loans are meant for you. As the name suggests, these loans can enable you to consolidate your debts and pay-off your repayments at a low cost. Low cost debt consolidation loans are an easy way […]


Consolidation Loan A Good Way To Clear Your Debts

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Being bogged down with a large number of high interest debts can become very depressing, and in many cases can be financially crippling leaving you with very little disposable income at the end of each month. In addition to this, dealing with this sort of debt can mean that you will be making repayments to […]


For And Against Debt Management

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Millions of people are finding that their debts are becoming a serious problem, as the effects of years of easily available credit start to bite. There are also many companies who promise to solve all your debt worries, slashing your repayments and clearing your debt completely within a few years. Is this too good to […]


Investing In Buy To Let Property

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When one has the capital to make a significant investment, the thought of buying a property to let surely comes to mind. Letting out a property can be a fine source of capital growth, however it also requires much work on the part of the landlord. If it is your intention to purchase a property […]


Time To Budget

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There has been a significant amount of talk recently about household debt, house prices, the ability to make mortgage repayments, the ever increasing ability of Australian consumers to keep spending. On the 30th of March, http://www.theage.com.au ran an article stating that Australians borrowed at such a fast rate and that another interest rate rise was […]


Dealing With Interest Rate Rises

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Interest rates have increased 0.25% and now there’s talk of possibly another rate rise before the end of this year or early next year. Today, the Reserve Bank of Australia (RBA) issued their Statement on Monetary Policy which suggests that the RBA has a “strong tightening bias”. They have estimated inflation to be around 3% […]


The Meaning Of A Secured Loan

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You have probably heard the word ‘secured loan’, ‘second charge’ or ‘homeowner loan’ being used especially in the world of finance. You may wonder exactly what is meant by these terms. Some people think that secured loan say for the purpose of a car purchase means that the loan is secured against the car. They […]


Would You Benefit From Taking Out Mortgage Cover

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As your monthly mortgage repayments are your biggest outgoing each month you would be wise to do everything in your best interests to protect your finances in the future. Providing that your circumstances meet those of a policy then taking out mortgage cover might be your best option to safeguard against the possibility that you […]


Avoiding Loan Delinquency

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If you have a loan and are struggling to make the payments, you could end up falling into loan delinquency. Delinquency can be a big problem, although if you take some steps to get yourself back on track, you won’t fall further behind. If you want to know more about how to avoid or get […]


Cheapest Loan Opportunities

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You are considering finance for home improvements, debt consolidation, a holiday home, a car – you name it the question always pops up – which way is going to be the cheapest way to finance. Should I use a credit card, personal loan, HP, overdraft, store card, interest-free credit, catalog, secured loan, or a credit […]


Cover Your Loan Repayments With Payment Protection Insurance

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Payment protection insurance could give you a tax free sum of money each month with which to pay your loan repayments and keep you out of getting into serious debt problems. Payment protection insurance is a generic term for mortgage payment protection, income protection and loan payment protection insurance and all do the same thing […]


Protect The Roof Over Your Head With Mortgage Payment Protection Cover

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Your monthly mortgage repayments will be the biggest outgoing that you have but have you ever given any thought as to how you would keep up the repayments if you were to come out of work due to accident, long term sickness or unemployment? Mortgage cover can be expensive but there is a way that […]


Long Term Loan Planning

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Choosing a long term loan deal that’s right for you takes some careful thought and planning. When comparing and choosing loan deals, many people fall into the trap of thinking that the lower the APR deal, the cheaper the loan will be overall but that’s far from being the case. Firstly, when considering a loan […]