Statistics On Children Hit By Cars

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In the early 1970s, almost 9 out of 10 children living within one mile of school mainly used “active transportation” to get to school. However, that figure has drastically changed. As of 2001, only 63% of children used that same mode to travel the same distance to school. This decline has been attributed to several […]


Buying Revolution

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FHA HAS JUST INCREASED THEIR LOAN LIMIT IN KING AND SNOHOMISH COUNTIES TO $567,500! This is up over $200K from the previous loan limit. This will allow for much better pricing than JUMBO loans up to $567,500. Can you imagine a JUMBO scenario where the borrower doesn’t need to show any seasoned assets and only […]


Sell Your Income Property For More

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Selling income property isn’t like selling a house. You can paint a house, and get a little more because it looks nice. Rental property is different, because it’s bought by investors, who look at income more than new paint. Raise income, and you increase value. Let’s assume investors in your area expect a capitalization rate […]


Know These Before Buying A House In California

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Buying a home in California for the first time can be overwhelming for many first-time buyers. Very few homebuyers know where and how to begin the search to find a suitable one. You, as a first buyer, must know certain facts before buying a house in CA. 1. Budgeting-Budgeting for a CA home is the […]


Tear Your Mortgage A New One By Refinancing Your Home Loan

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Do you have a mortgage with high interest rates, sizable monthly payments, and little cash to take care of bills and credit card debt? If so, you may consider the option of refinancing your home. Refinancing involves ending your current loan agreement with your lender and getting an entirely new mortgage. One benefit of taking […]


Buying Rental Property Avoid Seller S Tricks

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Be careful when buying rental property. We stayed at a motel for a week one winter. The bill showed twice what it should have, but since I already paid the correct amount in cash, I thought nothing of it. When we noticed that the lobby and swimming pool were unheated, we thought it was frugality. […]


Home Finance 20 Questions For Your Lender

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Warning! Home finance has blossomed into an incredibly diverse and complicated industry. This is good and bad. There are at least a hundred ways to borrow the money for your next home now. There are also dozens of ways for lenders to take advantage of you, from hidden charges to prepayment penalties and more. Let […]


Five Easy Steps To Owning Your Own Home

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Buying your own home is one of the largest purchases you will ever make. What should you do to get ready? The key to a successful home purchase is making your choice through your finances, not your emotions. This takes research and patience. Here are five steps that can help you make a good decision. […]


Increasing Foreclosure Problem

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The recent report released by Mortgage Bankers Association on Mortgage Foreclosure numbers, revealed that at present the mortgage market is involved in the most awful foreclosure crisis in the recorded history. It is almost 15 percent of the sub prime borrowers defaulted and the prime borrowers have started to follow suit. During the last few […]


Buying Investment Property

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First a little story about buying investment property. My wife and I stayed at a motel in Tucson for a week one winter. Our bill was for twice what it should have been, but since I already paid the correct amount in cash, I thought nothing of it. During our stay, we noticed that the […]


What Is The Definition Of Cap Rate And Why Does It Matter

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In commercial real estate, cap rate, or capitalization rate, is used to determine the values of income producing properties such as apartments of five units or more, office buildings, strip malls and other such properties. The cap rate can represent extremely different things to different people in respect to their interests in commercial real estate. […]


Real Estate Appraisal Rental Properties

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Real estate appraisal for rental properties isn’t the same as for single family homes. If you were looking at a 24-unit building, it would be difficult to find similar ones nearby that have recently sold. Therefore, a market analysis using comparable sales isn’t normally used. It is also not ideal to use replacement costs either. […]


Finding A Way To Purchase A Home

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Buying a home is an exciting time, and often not as difficult as it may seem. All you need is a little information. You need three basic things to purchase a home: good income, good credit and a good amount of cash. If you are lacking in one area, don’t worry, with a little effort, […]


Real Estate Owners Should Plan Now Before Tax Breaks Expire

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Few can say that the U.S. income tax code is easy to navigate. To complicate matters further, taxpayers need to plan ahead to take advantage of recently enacted tax breaks that are scheduled to sunset at some point between now and December 31, 2010. Below are some of the current tax savings opportunities set to […]


What Is A Mortgage

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Introduction Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. Since mortgage debt is often the largest debt owed by the debtor, banks and other mortgage lenders run title searches of the real property to make certain that there are no mortgages already registered on the debtor’s property which […]


Real Estate Valuation

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Real estate valuation for single family homes is typically done by using comparable sales. With income properties this just doesn’t work well. Imagine if you are looking at a 24-unit building. It would be difficult to find similar ones nearby that have recently sold. It’s also not ideal to use replacement costs for income property […]


What Are Heart Rate Monitor Watches

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When we exercise, we do notice an increase in our heart rates. The more we exercise, the more it increases. The more our heart rate increases, the more our hearts work faster and stronger. Exercise is needed to strengthen our bodies as well as vital organs like the heart and the lungs and the muscles. […]