Renting Versus Buying A Home

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Renters are often in a quandary as to whether it makes sense to continue renting or buy a home. Buying a home makes more sense, particularly when taking a long-term view. Yes, even in the current hot real estate market. Renting – Advantages Renting can have a few advantages depending on the part of the […]


Calling A Lawyer Should Be A Private Home Sellers First Move

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You are selling your own home because you think you’re up to the task, that it can’t be that difficult? You’re right of course; however you want to make sure you abide by some basic common sense guidelines to help ensure your success. It’s not all about putting a sign on the lawn and an […]


Zero Down Real Estate Investing

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Zero down? Why would a seller want to walk away from closing with nothing? Well, they wouldn’t, and that brings up the most important point about real estate investing with no downpayment: The seller almost always needs cash at closing, but it doesn’t have to be YOUR cash. A Zero Down Example I’m selling a […]


Debt To Income Ratio It S Just As Important As Your Credit Score When Buying A New Home

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Your debt-to-income ratio (DTI) is a simple way of calculating how much of your monthly income goes toward debt payments. Lenders use the DTI to determine how much money they can safely loan you toward a home purchase or mortgage refinancing. Everyone knows that their credit score is an important factor in qualifying for a […]


Legitimate Real Estate Mortgage Opportunity

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Finding a legitimate real estate mortgage opportunity can seem like an impossible task with so many disreputable ventures available. Sometimes it can be difficult to tell the difference between a legitimate real estate mortgage opportunity and a get rich scheme that is simply designed to take your money. When you’re looking for a legitimate real […]


First Time Buyers Getting On The Property Ladder

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Getting a foothold on the property ladder is not easy – particularly these days with property prices above the amount most people’s salaries can cover. Reports from the property market show that the age of first time buyers has increased in recent years as younger people struggle to get a mortgage. Some first time buyers […]


Home Equity Your Ace In The Hole

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Almost 15 years ago, you bought your first home. You’ve been diligent in working and paying on the mortgage, and finally have more equity than mortgage. Ah, the sweet smell of victory, and home ownership. But are you playing the financial investment game as well as you think? Are you missing out on tax savings, […]


A Positive Outlook For Real Estate

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There is one word to describe the current housing market: optimistic. Despite months of hearing about a housing bubble and rising mortgage rates, the outlook for real estate is good. The worries of a bursting real estate bubble actually seem to be low among homeowners. In a national survey conducted by ING Direct, most individuals […]


Can You Spot The 596 000 Difference In Identical Homes

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Can you spot the difference? Let me give you a hint; it’s not the landscaping. It’s not the location. It’s not the gold plated fixtures in the master bathroom. In fact, it’s not anything you’d ever notice with the naked eye. The $596,000 differences are in how much the buyers unwittingly may pay for this […]


Real Estate Industry Problem Mortgage Fraud

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Mortgage fraud may continue to plague the real estate industry. Maybe, I am seeing only the 20% Fraud for Property/Housing, as defined by The Federal Bureau of Investigations. Reasons why mortgage fraud may continue: 1) The escalating cost of housing and the “American Dream” of owning your own home. 2) Licensing for real estate agents […]


Negotiating With Your Lender

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If the foundations of your financial world are crumbling inwardly, and the black words ‘foreclosure’ and ‘short sale’ are hanging heavy in your heart, you are not alone. ‘Hope Now’ and ‘Project Lifeline’ are newly formed organizations that may be able to help you. Foreclosure feels like financial ruin, and even though you are out […]


Weeding Out Buyers With Financial Excuses

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Selling a home can quickly become frustrating when buyers claim financial delays. Here is how to eliminate these excuses up front. Weeding Out Buyers with Financial Excuses If you have ever put your house on the market, you know the frustration potential buyers can cause you. It is fairly shocking how many people will come […]


Commercial Loan Broker Or Bank

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There is an estimated 5.2 million commercial properties within the UK. The commercial property market expanded by over 32 per cent during 1990-2000 (according to the new products started) compared with the previous decade, in itself a decade of exceptional growth. Bank lending for commercial property deals rose by a record


Foreclosure Homes For Sale

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Are you on a small budget, but you want to purchase a home? If you are on a small budget, and you want to get a home, to start living as a family in an area that you love, look towards homes that have recently been foreclosed. A foreclosure is one that someone else has […]


Renting Making Other People Rich

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Many renters say they prefer to rent because it is simple and doesn’t carry the stress of home ownership. In truth, they are simply making other people rich. Equity What if I told you that if you purchased a home, you wouldn’t have to make any monthly payments on it? On top of this, I’d […]


Mortgage Broker Marketing Tips

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After all, what are the formal mortgage broker training, attendance at mortgage seminars, and time and effort that you’ve put in doing for you now? There has to be something else in today’s market. As someone who has had mortgage loan training and who I’m sure pays attention to the news and realizes how many […]