While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I’d like to quickly share with you how your credit score could be costing you a fortune (in more ways than you can imagine). We all know a low credit score will make everything in the world of […]
Tag Archives: interest
Budget For Closing Costs Prepaid Loan Interest And Home Insurance Premiums
Entering into escrow on a home can be both exciting and stressful. The excitement comes from knowing you are close to moving into the new home. The stress comes from issues that will arise. Budget for Closing Costs – Prepaid Loan Interest and Home Insurance Premiums As part of any closing, you need to go […]
Commercial Loan Broker Or Bank
There is an estimated 5.2 million commercial properties within the UK. The commercial property market expanded by over 32 per cent during 1990-2000 (according to the new products started) compared with the previous decade, in itself a decade of exceptional growth. Bank lending for commercial property deals rose by a record
Know These Before Buying A House In California
Buying a home in California for the first time can be overwhelming for many first-time buyers. Very few homebuyers know where and how to begin the search to find a suitable one. You, as a first buyer, must know certain facts before buying a house in CA. 1. Budgeting-Budgeting for a CA home is the […]
Where Are We In The Latest Real Estate Cycle
With the current economic expansion moving ahead in 2005, the key issue for real estate is: will the normal relationships between overall economic activity, demand for space, increasing demands for money, and rising levels of property development prevail as in past cycles? Or will be unusual curt flood of capital into real property markets cause […]
Creative Real Estate Financing
Do the creative real estate financing techniques you hear about really work? Yes and no. They likely have all worked somewhere for someone at least once. The important point is to understand the principles involved, so you can find your own creative ways to invest in real estate. Here are ten methods to get you […]
Real Estate Lingo For The Newbie
In today’s real estate market there is a lot of uncertainty. The sub-prime mortgage crisis is the buzz word phrase that has a lot of people talking. One lesson that can be learned from this situation, is that it is so important for prospective homeowners to know what they are getting themselves into. Buying a […]
3 Of The Top 9 Reasons That The Real Estate Bubble Is Bursting
If you own real estate or are thinking of buying real estate then you better pay attention, because this could be the most important message you receive this year regarding real estate and your financial future. The last five years have seen explosive growth in the real estate market and as a result many people […]
Tear Your Mortgage A New One By Refinancing Your Home Loan
Do you have a mortgage with high interest rates, sizable monthly payments, and little cash to take care of bills and credit card debt? If so, you may consider the option of refinancing your home. Refinancing involves ending your current loan agreement with your lender and getting an entirely new mortgage. One benefit of taking […]
Creative Financing Ten Ways
Do all the creative financing techniques you hear about really work? Yes, actually. They probably have all worked somewhere for someone at least once. The point isn’t if they will all work for you. The point is to know what is possible, so you can find your own creative ways to invest in real estate. […]
Home Finance 20 Questions For Your Lender
Warning! Home finance has blossomed into an incredibly diverse and complicated industry. This is good and bad. There are at least a hundred ways to borrow the money for your next home now. There are also dozens of ways for lenders to take advantage of you, from hidden charges to prepayment penalties and more. Let […]
Four Mistakes Home Buyers Make
Buying a home is part of the American dream – and for millions of Americans, that dream becomes a reality every year. Unfortunately, for every dream that comes true there are those that silently fade out. Home buyers, especially those buying their first house, can make a lot of mistakes in the process if they […]
Understanding Leverage In Commercial Real Estate
Commercial real estate has many tools that can be used to maximize one’s return on investment (ROI). Among the many tools to choose from, leverage is one of the most effective ways to limit (or omit) the amount of personal money you put in a deal, and see the highest return possible. In order to […]
Reasons Why The Current Real Estate Boom Is Far From Over
There has been an increasing trend in real estate purchases in the past few years. Houses have been selling like hotcakes, so to speak, and many have claimed that this real estate boom is far from being over. There are a few reasons that have been cited which give some insight into the current real […]
Things You Should Know Before Buying A House Part 1 Of 3
Things you Should Know Before Buying a House part 1 of 3 Knowing what you are getting yourself into will help you get better prepared, avoid costly mistakes, find better deals and, most importantly,
Finding A Way To Purchase A Home
Buying a home is an exciting time, and often not as difficult as it may seem. All you need is a little information. You need three basic things to purchase a home: good income, good credit and a good amount of cash. If you are lacking in one area, don’t worry, with a little effort, […]
House Price Rises A Cautionary Tale
In general, property prices appear to be rising. Between January and May 2006, the uplift in house prices across the United Kingdom averaged 4.4%. In the event that this trend continues, then the yearly rise will be 13%. This will put the average house price at almost
Getting Comfortable With Hard Money Investing
Many real estate investors overlook hard money loans as a strategy for acquiring property. That’s because these loans are typically used by desperate property owners looking for a way out of the real estate market, rather than into it. But hard money can work for anyone, and it can be particularly useful if you’re a […]
What Is A Mortgage
Introduction Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. Since mortgage debt is often the largest debt owed by the debtor, banks and other mortgage lenders run title searches of the real property to make certain that there are no mortgages already registered on the debtor’s property which […]