Buying Revolution

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FHA HAS JUST INCREASED THEIR LOAN LIMIT IN KING AND SNOHOMISH COUNTIES TO $567,500! This is up over $200K from the previous loan limit. This will allow for much better pricing than JUMBO loans up to $567,500. Can you imagine a JUMBO scenario where the borrower doesn’t need to show any seasoned assets and only […]


How To Invest In Government Foreclosures

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You have probably seen the infomercials in the past that are trying to tempt you into buying government foreclosures. And more than likely you probably dismissed these offers as a get rich quick scheme that will never work. While government foreclosures may not be exactly what you see and hear on television, they definitely have […]


How To Pre Qualify For An Fha Home Loan

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FHA home loans are mortgages that are insured by the United States government, more particularly the Federal Housing Administration. FHA in itself does not make the loans. What they do is that they insure the loans that were in turn, given out by their qualified group of commercial lenders. With the introduction of the FHA […]


Fha Loan Qualifications

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What is an FHA loan and do I qualify? In 1934, Congress established the federal housing administration. This agency built the foundation for more affordable loans, enabling many Americans to buy a home with little money down and low interest rates. The government insures lenders against borrower default on FHA loans, which reduces the risk […]


What Is An Fha Mortgage Loan

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The Federal Housing Administration (FHA) is operated by the Department of Housing and Urban Development (HUD). The FHA has the responsibility of administering the government insured home loan programs. Like a VA loan, the FHA does not actually lend the money for the home to the borrower but instead insures the loan so that more […]


The Fha Loan Basics

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FHA loans are a great option for anyone looking to buy a home with little money for a down payment. In general, FHA loans require only a 3% down payment. In addition to the low down payment, there are several aspects of FHA loans that can help you decide if an FHA loan is the […]


How Do Fha Loans Work

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The Federal Housing Administration (FHA) is a government organization that will offer insurance protection against the principle balance of a mortgage loan for those borrowers who would otherwise be unable to obtain residential real estate financing. Understanding that home ownership is a positive and powerful thing, and also considering that many people have less than […]


What Are Fha Commercial Loans

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FHA Commercial Loans are government guaranteed or sponsored loans that are offered by financial lenders and guaranteed by the FHA or Federal Housing Authority. FHA commercial loans are available for buyers with limited cash or credit problems. Borrowers are required to qualify for the loan and must go through an application process and subsequent approval. […]


Types Of Mortgages Available

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Types of Loans What types of loans are available to me? There are many different types of mortgage offered to consumers. Some of the most popular mortgage broker are the FHA Home Loan (Federal Housing Administration) and the VA Loan . Because the FHA mortgage and VA mortgage are guaranteed by the government, borrowers are […]


Refinance Your Fha Home Mortgage Loan Refinancing With The Streamline Process

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You can now refinance your FHA loan with their streamlined process. With reduced paperwork, your lender can process your mortgage much quicker. There are some unique requirements to refinance your FHA loan, but you continued to be backed by the FHA through this process. Basic Requirements In addition to having a good credit record to […]


Fha Loans Look Strong

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We take long-term mortgages for granted today, but it wasn’t always that way. Long ago it was likely that if you financed a home you borrowed money with a five-year “term” mortgage — and even then you needed 50 percent down. When the five years was up, you went and got a replacement loan. But […]


Understanding Fha Loans

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If you are looking to buy your first home, then you owe it to yourself to check out the loans offered by the Federal Housing Administration (FHA). These loans can offer significant benefits designed to help you achieve the dream of owning your own home. Designed with first-time homebuyers in mind, the FHA has designed […]


Fha Mortgages Federal Housing Administration

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The Federal Housing Administration has been helping Americans get loans for over 70 years. Here’s an overview of the Administration, better known as the FHA. Federal Housing Administration The Federal Housing Administration is, ironically, more of an insurer than anything else. The FHA does not provide mortgage loans to you and me. Instead, it insurers […]


Fha Home Mortgage Purchase Or Refinance Loan Why You Might Consider Getting An Fha Loan

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Most borrowers have heard of FHA home loans. They are very common. You hear about them mostly as loans for first time borrowers, which is common. However, most people don’t realize that FHA loans can also be does for refinancing. They are not only for purchasing a house. HUD owns and operates FHA, which is […]


Fha Secured Loans

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In 1965 the Department of Housing and Urban Development (HUD) was formed. Within HUD operates the Federal Housing Administration (FHA), which has the primary responsibility for administering the government home loan insurance program. This program allows a first time home buyer who might otherwise not qualify for a home loan to obtain one because the […]


Fha Mortgage Loans The Benefits Of An Fha Mortgage

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The Federal Housing Administration (FHA) insures mortgages to allow low to moderate income families to purchase their own home. With government backing, families can buy a home at a lower initial cost. However, there are limitations with this program. Mortgage Insurance – Section 203(b) The FHA provides mortgage insurance, not mortgage loans to families. However, […]


Lower The Down Payment On Your Mortgage

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There are many loan options available for potential homeowners who don’t have much cash saved for an initial down payment. One of the most common and respected of these products is a loan insured by the Federal Housing Administration(FHA). FHA loans are designed to help families with lower incomes and not much savings. Additionally, FHA […]


Refinance Mortgage Now Could Be A Good Time To Refinance

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The mortgage market is currently experiencing an increase in rates as 30 year mortgages rates push slightly over six percent, and 15 year mortgages move over the 5.50 level. Both of these loan rates assume that you would be putting 20% down at borrowing, which is customary amongst most commercial lenders. While most people are […]


Why Bother With Fha

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For my people it is the only way they will be able to purchase a home in their lifetime. So, if you are planning to purchase a home in the next year it would to your benefit to find out as much as possible on FHA and any other programs that might be available to […]