Teach Kids About Money And Saving The 10 Vital Lessons Your Child Must Learn

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Your 5-year-old daughter has started asking for money to buy sweets and toys. She obviously has a good understanding of the concept of exchanging money for items she wants or needs, but what are the important lessons you should teach kids about money and saving. You want to make sure that she doesn’t grow up […]


Parents Supporting Adult Children

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How does that grab you? If you noticed this, maybe it’s because you are one of millions of older parents out there today, that are still supporting your adult child or children. Hey, they’ve been through college. They’ve gotten that position with a fairly good company. Maybe it’s not their final goal in that career […]


Teaching Teens About Money Management

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More and more young adults are falling into debt. In fact, more students drop out of college as a result of credit card debt than academic failure; they find themselves in debt and are unable to get jobs to pay that debt off. From the latest electronic gadgets to high-priced clothing and accessories, teenagers are […]


How To Use Equity To Your Advantage

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Once you have purchased a home and are making monthly payments, you are in the process of building equity. The opportunity to use the equity you have built up in your home is one of the benefits of homeownership. The equity you have built up can be used for many purposes on your advantage. Many […]


Debt To Income Ratio It S Just As Important As Your Credit Score When Buying A New Home

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Your debt-to-income ratio (DTI) is a simple way of calculating how much of your monthly income goes toward debt payments. Lenders use the DTI to determine how much money they can safely loan you toward a home purchase or mortgage refinancing. Everyone knows that their credit score is an important factor in qualifying for a […]


Selling At A Loss Short Sales Explained

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Sometimes in life we may face situations where it is best to cut your losses and run. If the loss is your home, it is likely that the decision to do this is understandably made almost too late. If you are in the unenviable position of having to sell up and downsize because of escalating […]


Learn The Three Ratios That Are Used To Determine Commercial Lending

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Getting money for your commercial project can be quite a challenge if you do not know how to analyze and present the property properly to a commercial real estate lender. Before presenting your property to a potential lender it is important to determine the most probable ratios that the lender is going to use in […]


Lose The Stress Of Debt With A Sale And Rent Back Scheme

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In the fast-paced uncertainty of the modern world it’s all too easy to fall behind with payments until one day you realize you have serious debt problems. Other than the blow to your self-esteem this causes, the stress that arises from being in debt can also have devastating effects on your physical and mental health. […]


County Court Judgements Explained

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Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover […]


County Court Judgements Explained

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Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover […]


Finding A Bankruptcy Attorney In New Hampshire

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People living with debt that they can’t handle have a few options to choose from. They can contact a debt or credit counsellor and try to work out a debt settlement plan. If this don’t work, bankruptcy is the ultimate option. Unfortunately there may come a time in your life where unforeseen events may force […]


Finding A Bankruptcy Attorney In New Hampshire

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People living with debt that they can’t handle have a few options to choose from. They can contact a debt or credit counsellor and try to work out a debt settlement plan. If this don’t work, bankruptcy is the ultimate option. Unfortunately there may come a time in your life where unforeseen events may force […]


The New Bankruptcy Means Test Explained In Plain English

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With the new bankruptcy law in effect as of October 17, 2005, there is a lot of confusion regarding the new “means test” requirement. The means test will be used by the courts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy. The purpose of this article is to explain in plain language how […]


The New Bankruptcy Means Test Explained In Plain English

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With the new bankruptcy law in effect as of October 17, 2005, there is a lot of confusion regarding the new “means test” requirement. The means test will be used by the courts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy. The purpose of this article is to explain in plain language how […]


Is Your Business Debt A Bottomless Pit

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If you’ve started a business recently, more than likely you’re in debt. The vast majority of people who go into business have to borrow money in order to get their business started. The money is usually borrowed from a bank or some other type of lending institution. For those of us who are in mail […]


Debit Finance In China

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Registered Capital vs. Total Investment The difference between an Foreign Invested Enterprise’s (FIE’s) authorized Total Investment amount and its Registered Capital defines it maximum permitted debt funding: Authorized Total Investment – Registered Capital = Maximum Permitted Debt An FIE’s proportion of Registered Capital to authorized Total Investment (and thus maximun permitted debt) are regulated and […]