Bankruptcy And Buying A House Is It Smart To Buy A House After Bankruptcy

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Each year, millions of people file bankruptcy as a means of erasing their consumer debts. While this approach may relieve stress, a bankruptcy is damaging, and will hang over your head for the next ten years. Still, it is possible to overcome bankruptcy. The key is making smarter financial and credit decisions. With this said, […]


Top Ten Tips For Home Buyers

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More than seven million American homes are sold every year. If you want to become a homeowner, there are 10 tips you should know: About You 1. Pay your bills on time. This makes you a lower credit risk and, therefore, a better candidate for a mortgage at the lowest possible rate. Paying your bills […]


Rent To Own Homes Explained

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If you desire to own your own home but are unable to secure conventional financing today, leasing a home with an option to buy may be your best option. A lease purchase can make your rent money work for you instead of making your landlord rich. Typically rent to own homes offer rent credits that […]


Is Now The Time To Buy Taking Advantage Of The Housing Slump

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Despite the current downward trend of the housing market and the tightening of credit standards by mortgage lenders, many in the industry agree that now may be the perfect time to buy for those who have been waiting for bargains in the housing industry. Record numbers of unsold houses sitting on the market, plus a […]


No More Financial Distress Foreclosure Assistance Provided

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Being in a difficult financial situation is no picnic and most people have a hard time trying to cope with the possibility of losing their homes. Everyone dreads foreclosure and unfortunately, a large percent of those who are in debt see no other way around. In an effort to prevent such drastic measures from being […]


Owner Financing Safety Tips

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Why offer owner financing when you sell? A higher price, to start with. Add to that a good return on your money, a faster sale, and an easier sale of a “problem property.” Good reasons, but how do you do it safely? 1. Ask for a large downpayment. This is the most obvious way to […]


Seller Financing Six Safety Tips

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Why offer seller financing when you sell? A higher price, a good return on your money, a faster sale and to sell a property that is otherwise difficult to sell. Some good reasons, but how do you do it safely? 1. Get a large downpayment. The most obvious way to be safe, and not always […]


Buying Your First Home Is A Big Decision

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Buying a home is one of the greatest investments you will ever make. The best — and least stressful — way to purchase a home is to be well educated throughout the process. Before you even start looking for a house to buy, you need to review your financial situation. This will let you know […]


I M Almost Ready To Buy A Home What Should I Do

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Well, the first thing you should do before you shop for your new home is to get a copy of your credit report and credit score! You can obtain a copy of your credit report and score from one or all of the three credit bureaus: TransUnion, P.O. Box 2000, Chester, PA. 19022,800-888-4213,www.transunion.com; Equifax, P.O. […]


Finding A Way To Purchase A Home

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Buying a home is an exciting time, and often not as difficult as it may seem. All you need is a little information. You need three basic things to purchase a home: good income, good credit and a good amount of cash. If you are lacking in one area, don’t worry, with a little effort, […]


Things To Keep In Mind While Buying A Home

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Buying a home is really exciting. But before buying there are certain things you must look for and here are they to help you out. Whenever you are looking to buy a house get a pre-approval document. A pre approval document is needed by the real estate agent to show that you are ready and […]


Are You Ready For A Home

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Have you spent years renting homes or apartments and have grown tired of paying all that rent money to someone else? If so, then it might be your time to consider purchasing a home, and keeping that cash for yourself. However, you do need to ensure that you are prepared on more than one level […]


Canadian Realty Holding Its Own

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The annual winter lull in the real estate market means that the time is good for prospective buyers who like to take their time. With Canadian unemployment at a 33 year low, the realty market looks like holding strong. It is difficult for many of us Canadians to accept that while the US realty market […]


Financing Your Renovations

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If you have chosen to renovate your home then you know the price can easily exceed your predictions. Home renos tend to have what is known as “scope creep.” This is when the renovations start and as they progress new things or problems cause there to be more work than originally predicted. This can be […]


Basics Of Home Buying

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The most important investment you will ever make is probably the purchase of a home. Finding the right home for you can be a long and arduous process, but there is no getting around that. Know Your Wants And Needs Before embarking on your journey of house hunting, you must know what you really want […]


Apartment Search

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When you are apartment hunting, prepare a rental search plan. Be sure to know in advance what you want in an apartment and what you can live without. Decide in advance what areas of the city you could consider living in and make a list of apartment buildings within that perimeter. Be sure to consider […]


What You Should Know About Boat Financing

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Boat financing is a lot like getting a loan for a home or a car. However, you will want to use a lender that has some knowledge in this area so they can provide you with the best service possible. One advantage of using a company that has experience dealing with boats is that they […]


A Boat Loan For People With Bad Credit

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A boat loan for people with bad credit is not out of the question. In fact, there are many different products available that can provide you with the type of loan that you need and it doesn’t have to be too costly to you. If you don’t have perfect credit or you don’t have much […]


County Court Judgements Explained

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Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover […]


County Court Judgements Explained

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Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover […]