Avoiding High Interest

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Frequent flier credit cards are a unique way for consumers to reward themselves while spending money. There is, however, a hefty price to pay for spending while earning-interest rates average 16.99 percent on airline mileage credit card balances. As consumers look for alternative choices to managing debt, the inevitable hunt for a low-rate balance transfer […]


Play The Credit Card Game And Win

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When we got married we had over $34,000 in outstanding debts, much of it on credit cards. After sitting down to have a good cry I got things into perspective. With a solid plan and the determination to stick with it, we could have those debts completely paid off within a couple of years. The […]


Stay Sane This Holiday Season 7 Tips To Make Your Life Easier

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The stress of the impending holiday season is enough to take an experienced host out of their Thanksgiving turkey, tryptophan-induced coma and turn them into a Christmas-crazed, Black Friday maniac. With these seven helpful hints, avoid the fervor of the masses and retain your sanity. 1. Delegate! Although hosting the perfect holiday celebration may feed […]


Credit Credit Scoring

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Credit scores play an incredibly important role in our lives yet few of us truly understand where they come from and how they’re calculated. Credit scores are provided by three primary credit repositories: Experian, Equifax and Trans Union. These are basically huge databases that house credit information on almost everybody in the country. And how […]


Financial Planning Guide Credit Card Debt Consolidation

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So many people are lumbered with credit and other cards and some of them struggle to make those monthly repayments. If this describes you then you would be well advised to consider looking into debt consolidation and some help with financial planning to avoid risking bankruptcy. Loans are also available, but you should take time […]


Don T Let Credit Card Debt Get You Down

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Americans all have something in common. Liberty? The right to the pursuit of happiness? No, it’s debt. No one starts out as a young person looking forward to having a lot of debt when they get older. But before we are even out of college, we have probably accumulated some debt in the form of […]


How Real Are 0 Apr Deals

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Because of the uprising number of credit card subscribers, credit card providers develop different tactics to attract these customers to avail in their company. There have been the cash pay back, monthly low interest rate and the enticing zero annual percentage rates. With these offers, who would not be tempted to get or transfer their […]


Keeping Track Of Credit Card Spending

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Credit card spending can be hard to keep track off if you are not disciplined, but it is important to monitor your spending in order to stop yourself getting into huge debt. If you are having trouble keeping tracking of what you spend on your credit cards, then here are some useful tips to help […]


How Low Apr Credit Cards Work

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Millions of people are making use of their credit cards to purchase just about anything. Because of this, it is important to minimize total fees and interests. Paying high interest rates means a lot of money wasted. Fortunately, with the existence of several credit card companies hoping to get your business, most of them offer […]


How To Avoid Unreasonable Penalties

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There are many reasons to avoid carrying a large balance on your credit cards. Large balances can negatively impact your credit score. They will cause you to use your hard earned cash to pay interest. Now there’s one more reason to avoid carrying a large balance: if you make a late payment, your penalty might […]


Ways To Increase Your Credit Score

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Your credit report and credit score can serve you to evaluate your creditworthiness. There are several strong points that may bring about a weak credit score to be assessed by the top credit bureaus – too several debts or outstanding bills, bankruptcy, below par credit to debt relationship, not paying taxes, nonexistent loan payments and […]


Consolidate Credit Card Debt The Easy Way Expert Tips And Advice

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If you’ve just started looking into consolidating credit card debt, this article will give you some helpful tips and advice for getting started. Now, credit card debt consolidation isn’t always the best route to take, but in many instances it can be extremely helpful in getting a handle on out of control finances. So, why […]


College Credit Cards Help Smooth Out Credit Wrinkles

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College student credit cards have replaced student loans as a freshman’s first student credit experience. At the sophomore level, out of a sample of 100 students, over 90% were found to be holders of at least one college credit card. The question is why do many students find themselves in a vicious cycle of debt […]


Bankruptcy Avoidance Eliminating Debt

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Americans generally have one thing in common – debt. Were you expecting something else? Sadly, whatever plans we make or whatever we claim when we are in our youth, we manage to some how get into debt. For most people, especially applies to student type loans and credit cards. Yes, college somehow changes how we […]


Apply For A Visa Credit Card Online

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Here in this article today, we are going to help you apply for a visa credit card online. The two main companies that fight over most credit card business are MasterCard and Visa. You will often see American Express as well as discover fight for business to Giants within the industry are MasterCard and Visa. […]


Credit Card Industry Urged To Review Practices

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Perhaps you have noticed the changes in the credit card offers you have been receiving. For instance, early this year Chase Card Services junked the two-cycle billing practice on their credit cards, where your average daily balance subjected to interest was calculated on the basis of two full cycles instead of only one billing cycle. […]