Chase Com Credit Card An New Breed Of Cashless Shopping

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When people started using plastics as their primary source of financial disbursements when shopping, they did not yet realize its greatest potential until today. It is only now that consumers learned how to treat credit cards with utmost care and concern as these could be one way to their success or failure. Consequently, with the […]


Buying A Home After Foreclosure Comparing Bad Credit Lenders

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After a foreclosure, you may be a little hesitant to apply for a new home loan. Moreover, several lenders will question your ability and willingness to repay the mortgage. Although there are many obstacles to getting approved for a mortgage loan after a foreclosure, homeownership is attainable. The key is choosing the right lender and […]


Your Credit Score Can Be Destroyed By Simple Credit Inquiries

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What you don’t know about credit inquires can destroy your credit score and effect what you can qualify for. Whether you are shopping for a cell phone, car, home loan, insurance, or just curious about wanting to see what you could qualify for, a credit inquiry can cost you points on your credit score. Even […]


Improve Your Credit Score

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What does “Credit Score” mean? A measure of credit risk calculated from a credit report using a standardized formula. Factors that can damage a credit score include late payments, absence of credit references, and unfavorable credit card use. Lenders may use a credit score to determine whether to provide a loan and what rate to […]


Credit Card Applications 101

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Credit cards are ubiquitous and relatively easy to obtain. The process involves filling out a credit card application form, which is a relatively straightforward process. All the same, it is advisable to have an idea of how credit cards work and the right way of filling out a credit card application. An individual’s credit history […]


Repair Your Credit Build Your Survival Foundation

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Why is it important to have good credit? With today’s society becoming more and more business oriented, establishing and maintaining good credit is vital if you plan to do any of the following: 1. Apply for employment 2. Rent an apartment 3. Open a bank account 4. Setup an account with public service or the […]


Pros And Cons Of Credit Cards

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Credit cards are very convenient. There’s no need to carry any cash; you can just take a credit card with you to the shop and charge for your shopping. When you shop on the Internet or over the phone, it’s the only good way to make purchases online. This is more convenient than posting a […]


Easy Credit Repair Done Yourself

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We all know that credit is important, but what should we do if we are in need of credit repair? I know if were to find that my credit was in trouble, I would want to solve the problem myself rather than pay someone to do it. Credit repair is a serious thing since your […]


Is A Prepaid Credit Card Right For You

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Some people I know have trouble sticking to their budget in a variety of areas. Other people have trouble even making a budget that is realistic for their lifestyle. One of the biggest spending problems that people in today’s world face is having the self-control and discipline to limit their use of the credit card. […]


Equal Credit Opportunity What Can Creditors Do

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The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This doesn’t mean all consumers who apply for credit get it: Factors such as income, expenses, debt, and credit history are considerations for creditworthiness. The law protects you when you deal with any creditor who regularly extends […]


Identity Theft Straightening Out Your Credit In The Aftermath

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FBI statistics reveal that identity theft is one of the fastest-growing crimes in the United States, with about 1 in 5 families in the U.S. being a victim of identity theft. Identity theft is obtaining another person’s personal information (e.g., name, social security number, credit card number, passport) without that person’s knowledge and using that […]


Credit Score Improves By Paying On Time

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These days, everyone seems to be concerned about his or her credit score. Lenders and credit bureaus have made it clear that the credit score, whether the new VantageScore model or the FICO score model, is a vital part of determining whether or not to extend credit to a consumer. The score is a distillation […]


Credit Card Interest Rates

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If you are concerned about the credit card interest rates you are being offered, or any other terms or conditions that you feel are unfair or less favourable than those to which you are entitled to, you may wish to familiarise yourself with the Fair Credit Reporting Act or FCRA as it is abbreviated. This […]


The Truth About Low Rate Credit Cards

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Low rate credit cards or as some know them as low APR credit cards can be very great for those individuals that carry a balance forward every month. The problem is that most people that really need or want low rate credit cards are unable to receive one because most credit card companies will only […]


Simple Methods To Reduce Credit Card Debt

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Many people do not realise when their credit card debt is getting on top of them until it is too late. The best thing to do to see how you stand with your credit card and how much you are paying back to them each month, is to calculate your monthly earnings and then calculate […]


Make Your Ecommerce Site Complete With Offshoredollar

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Whether it is sending or receiving payments through Egold, EBullion, Paypal or even U.S. Mail, offshoredollar proves to be a one stop shop for all your online money transactions. The registration process can be completed in a few minutes after which you can simply implement the free merchant tools of offshoredollar in your website. Once […]


Make Money With Credit Cards

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It’s hard to imagine that you earn money with a credit card if you manage your debt correctly, but ever since Egg got the jump on its competitors with the 0% Egg Card on Christmas Day in 2000, you can actually make money with credit cards – balance transfers is how you do it! Of […]


How To Support A Charity With Your Credit Card

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For people who are organized and careful, using a credit card can be a good way of managing debt and handling spending. And there are other advantages that can make credit card use even more appealing. Many credit cards can now be used to contribute to people’s favourite charities. This means they can spend as […]